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ExtraCash™ account

Get up to $500 in 5 minutes or less¹

You could get an ExtraCash™ advance as soon as you download Dave, connect a bank account, and transfer it to a Dave Spending account. Settle it later with no interest or late fees.

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5M Dave members have taken 71M advances to avoid $2.5B in overdraft fees²

Dave Spending account

Spend on your terms with Dave Spending

Control how you spend, budget, and deposit money with the Dave Spending account. You can also earn up to 15% cash back on select offers when you use the Dave Debit Mastercard®3, Round Up your purchases for savings, and earn interest.

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NEW

Goals account

Save more with 4.00% APY⁴

Own your savings journey with the Goals account. Add money at your pace and earn interest along the way with our high annual percentage yield (APY).

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Side Hustle

Find 1K+ ways to earn

If you’re short on cash, you’ve got options. Take Surveys that pay out instantly to your Dave Spending account. Or apply for jobs hassle-free through our Side Hustle board.

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Help and support

Have questions about your account? Our Member Success team’s got answers.

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No hidden fees

You work too hard to spend your money on overdraft fees and minimum balance fees.

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Security and fraud prevention

Every account is FDIC-insured up to $250K through our partner bank, Evolve Bank & Trust, Member FDIC.

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Designed by Dave, not a bank. ©2023 Dave, Inc.

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Evolve Bank & Trust, Member FDIC, provides all banking services and issues the Dave Debit Card, pursuant to a license from Mastercard®.

All trademarks and brand names belong to their respective owners and do not represent endorsements of any kind.

1Based on internal data as of March 30, 2023 for users who had connected an external bank account and transferred an advance to their Dave Spending Account. ExtraCash™ is a DDA account with overdraft utility, advances are subject to eligibility requirements and identity verification. Taking an ExtraCash™ advance will make your account balance negative. Express delivery fees apply to instant transfers. As of January 18, 2023, most customers receive an advance of $160 or more. See the ExtraCash™ Account Agreement for more details. 2Based on internal data as of March 22, 2023. Total overdraft fees avoided is estimated based on the number of Advances and ExtraCash™ advances taken, multiplied by the average overdraft fee of $35. 3Rewards are not offered by Evolve Bank & Trust, but instead are offered and managed by Dave Operating LLC, in partnership with Figg. For full terms, see Dave Terms of Use. ⁴Annual Percentage Yield (APY) is effective as of 08/01/2023. The rate is variable and may change at any time without prior notice, before or after the account is opened. No minimum deposit or minimum balance requirements. Fees could reduce earnings on the account.