Making finances easier

Dave is a banking app on a mission to build products that level the financial playing field™.

Fighting for the underdog

We started Dave for one reason: banks weren’t built for people like us, and we knew we deserved better. Like David slaying Goliath, we’re taking on big banks and their outdated ways.

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Branch costs for

Branch costs for Dave vs Big Banks

Features that work for you

Because of our cost advance, we give our 11.3M members features that traditional banks won’t: ExtraCash™ up to $5002, goal tracking, and simple ways to find Side Hustles when you’re behind on your budget.

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Introducing CashAI™

CashAI™ is our proprietary AI underwriting model that analyzes cash flow, not credit scores, to determine our members’ ExtraCash™ advance eligibility every time they need more money. Highly dynamic and personalized, CashAI™ looks at 180+ different data points, including members’ income, irregular employment, bank balance, spending patterns, and history with Dave.

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Helping members with DaveGPT

DaveGPT, our generative AI assistant, provides real-time support to members right through the app. More conversational than a chatbot, DaveGPT can answer questions, set up direct deposits, manage ExtraCash™ accounts, and more—with an 88% resolution rate.

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Our values

They serve as a compass guiding who we are, how we work, and what we’re focused on next.

Member Centric

We care deeply about our members.

Helpful

Being helpful is part of our DNA.

Transparent

We are open, honest, and straightforward.

Persistent

We don't give up when things get challenging.

Better together

Opportunity exists for everyone at Dave.

Join the team

Help make a difference in improving our members’ relationship with money and join our growing team.

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Dave is a technology company, not a bank. ©2024 Dave Operating LLC. All Rights Reserved.

Evolve Bank & Trust, Member FDIC, provides deposit accounts and issues the Dave Debit Card through a license from Mastercard®.

All trademarks and brand names belong to their respective owners and do not represent endorsements of any kind.

1"JP Morgan Chase & Co.’s Earnings Release Financial Supplement." JP Morgan Chase & Co, Third Quarter 2023.

2Deposit accounts are provided by a partner bank, which is FDIC insured, identified in the account agreement. The bank will determine overdraft eligibility considering factors such as your transaction and deposit history. Overdrafts cause the ExtraCash Account to have a negative balance, repaid under the account Balance Settlement feature, and may include service and/or express fees. See your Fee Schedule for details. Maximum single advance transfer amounts may apply. The average advance is $170 (updated quarterly based on the prior 6 months). See the Dave ExtraCash™ Deposit Agreement and Disclosures for details. Enrollment and initial qualification typically completed in 5 minutes.