Making finances easier

Dave is a banking app on a mission to build products that level the financial playing field™.

Fighting for the underdog

We started Dave for one reason: banks weren’t built for people like us, and we knew we deserved better. Like David slaying Goliath, we’re taking on big banks and their predatory ways.

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Branch costs for

Branch costs for Dave vs Big Banks

Features that work for you

Because of our cost advantage, we give our 9.9M2 members features that traditional banks won't: ExtraCash™ advances up to $500,3 fee-free goal tracking, and Side Hustles when you’re behind on your budget. No overdraft fees or minimum balance fees, ever.

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Introducing CashAI™

CashAI™ is our proprietary AI underwriting model that analyzes cash flow, not credit scores, to determine our members’ ExtraCash™ advance eligibility every time they need more money. Highly dynamic and personalized, CashAI™ looks at 180+ different data points, including members’ income, irregular employment, bank balance, spending patterns, and history with Dave.

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Helping members with DaveGPT

DaveGPT, our generative AI assistant, provides real-time support to members right through the app. More conversational than a chatbot, DaveGPT can answer questions, set up direct deposits, manage ExtraCash™ accounts, and more—with an 88% resolution rate.4

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$2.5B saved thanks to advances⁵

Since we introduced advances in 2017, Dave members have avoided losing billions to banks through overdraft fees. The response? Banks are starting to cut back on those notoriously steep charges.

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Our values

They serve as a compass guiding who we are, how we work, and what we’re focused on next.

Member Centric

We care deeply about our members.


Being helpful is part of our DNA.


We are open, honest, and straightforward.


We don't give up when things get challenging.

Better together

Opportunity exists for everyone at Dave.

Join the team

Help make a difference in improving our members’ relationship with money and join our growing team.

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Get the banking
app made for you

Designed by Dave, not a bank. ©2024 Dave, Inc.

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Evolve Bank & Trust, Member FDIC, provides all banking services and issues the Dave Debit Card, pursuant to a license from Mastercard®.

All trademarks and brand names belong to their respective owners and do not represent endorsements of any kind.

1"JP Morgan Chase & Co.’s Earnings Release Financial Supplement." JP Morgan Chase & Co, Third Quarter 2023.

2Based on internal data as of November 7, 2023.

3ExtraCash™ is a DDA account with overdraft utility, advances are subject to eligibility requirements and identity verification. Taking an ExtraCash™ advance will make your account balance negative. Express delivery fees apply to instant transfers. As of January 2024, the average approval amount for disbursed advances is $160 in the trailing six months. See the Dave ExtraCash™ Deposit Agreement and Disclosures for more details.

4Based on internal data as of December 2023.

5Based on internal data as of March 22, 2023. Total overdraft fees avoided is estimated based on the number of Advances and ExtraCash™ advances taken, multiplied by the average overdraft fee of $35.