ExtraCash™ account

Get up to $500 in 5 minutes or less¹

Advance the money you need with no credit check or late fees. It takes only minutes to download the Dave app, securely link your bank, and send the money to a Dave Checking account.

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Life happens. ExtraCash™ can help.

Rent, bills, gas, inflation—there are countless reasons why you might need an interest-free advance.

Person smiling and approved for $500 extra cash
How real members use ExtraCash™ advances

Millions of people take advances. Here’s how they say they use them.

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We’ve helped 6M+ members take 97M+ advances

How it works
1
Sign up in minutes

See how much of an advance you qualify for with no credit check.

2
Advance up to $500¹

You have options when it comes to how much you take. We aim for amounts you can pay back without setting you back.

3
Spend it instantly

For a small fee, you can transfer your advance to a Dave Checking account instantly or to a different debit card within an hour.

4
Pay it back later

You agree to a settlement date when you take the advance. We don’t charge interest or late fees, so settling up won’t come with surprises.

Remove extra stress with ExtraCash™

Get money that actually moves you forward—without interest, late fees, or hidden costs.¹

Get started
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Dave is a technology company, not a bank. ©2024 Dave Operating LLC. All Rights Reserved.

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Evolve Bank & Trust, Member FDIC, provides deposit accounts and issues the Dave Debit Card through a license from Mastercard®.

All trademarks and brand names belong to their respective owners and do not represent endorsements of any kind.

1Deposit accounts are provided by a partner bank, which is FDIC insured, identified in the account agreement. The bank will determine overdraft eligibility considering factors such as your transaction and deposit history. Overdrafts cause the ExtraCash Account to have a negative balance, repaid under the account Balance Settlement feature, and may include service and/or express fees. See your Fee Schedule for details. Maximum single advance transfer amounts may apply. The average advance is $170 (updated quarterly based on the prior 6 months). See the Dave ExtraCash™ Deposit Agreement and Disclosures for details. Enrollment and initial qualification typically completed in 5 minutes.