Get up to $500

Take an ExtraCash™ advance and spend it instantly.1

Start now

All cash, no catch

There are no hidden costs or surprises when you take an ExtraCash™ advance.

No interest
No matter the advance amount
No credit checks
No inquiry or soft pulls to qualify
No late fees

No added stress on your settlements

See for yourself

How it works

Sign up in a few taps

Open an ExtraCash™ account and see how much of an advance you qualify for.

Learn more


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Advance up to $500 1

Get more money to help cover rent, fill your tank, tackle your to-do list, or take advantage of a now-or-never opportunity.

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Spend it instantly

To use the money instantly, send it to a Dave Spending account.1 (Bonus: You could earn cash back on your Dave Debit Mastercard® with Dave Rewards.2)

You can also transfer it to an external card for a small fee or external account for no fee.

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Settle it easily

Pay back the ExtraCash™ advance on your agreed upon settlement date.3 Need more time? No worries, we don’t do late fees.

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Catch ExtraCash™ in action

Don’t just take our word for it

Since 2017, millions of members have used Dave’s original advance product and now the new ExtraCash™ advance service over 50M times to avoid over $1B in overdraft fees.4

Join them

Got questions?

Our team’s got answers.

What makes ExtraCash™ different?
ExtraCash™ advances offer the largest advance amount in the industry, meaning you can now get help covering more than just everyday essentials. We’ve also given you instant access to ExtraCash™ advances with the Dave Debit Mastercard®.¹ Unlike other services, there is no waiting period or lengthy application process and no direct deposit into a Dave account is required.
Who is ExtraCash™ for?
It’s for anyone who wants to build better financial habits and needs a hand covering everyday spending, emergencies, or can’t-miss opportunities.
Where can I spend my ExtraCash™ advance?

Wherever you use a checking account or debit card, including the Dave Debit Mastercard®.

Remember: You can spend your ExtraCash™ advance instantly with your Dave Debit Mastercard®, also available on Apple Pay® and Google Pay™.¹

What can I spend my ExtraCash™ advance on?
The sky’s the limit. You could put it toward your next grocery run, a patch for that popped tire, or even a trip to your cousin’s wedding.
How does Dave determine my ExtraCash™ advance amount?

ExtraCash™ advances are built to give you what you need within what you can pay back. We use a proprietary underwriting model using a mix of financial health factors to find an amount that can help you out of a pickle without putting a deeper hole in your pocket.

What happens after I spend my ExtraCash™ advance?
You settle (or pay back) the ExtraCash™ advance. Your settlement date will either be your next payday or, if we can’t determine your next payday, the nearest Friday from when you took an advance. We don’t charge late fees if you can’t settle your advance on time.
I’m in! How do I get started?
Download or open the Dave app and tap ExtraCash™. We’ll ask for a few pieces of info about you and your bank before you can get your first ExtraCash™ advance in just a few taps.

Got questions?

Our team’s got answers.

What makes ExtraCash™ different?
Who is ExtraCash™ for?
Where can I spend my ExtraCash™ advance?
What can I spend my ExtraCash™ advance on?
How does Dave determine my ExtraCash™ advance amount?
What happens after I spend my ExtraCash™ advance?
I’m in! How do I get started?

Open an ExtraCash™ account

and get an advance when you need it

  • Sign up in minutes

  • Get an ExtraCash™ advance up to $5001

  • No interest, late fees, or credit checks

Get started