ExtraCash™ account

Get up to $500 in 5 minutes or less¹

Advance the money you need with no credit check or late fees. It takes only minutes to download the Dave app, securely link your bank, and send the money to a Dave Spending account.

Life happens. ExtraCash™ can help.

Rent, bills, gas, inflation—there are countless reasons why you might need an interest-free advance between paychecks.

Person smiling and approved for $500 extra cash
How real members use ExtraCash™ advances

Millions of people take advances. Here’s how they say they use them.²

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We’ve helped 6M+ members take 97M+ advances³

How it works
1
Sign up in minutes

See how much of an advance you qualify for with no credit check.

2
Advance up to $500¹

You have options when it comes to how much you take. We aim for amounts you can pay back without setting you back.

3
Spend it instantly

For a small fee, you can transfer your advance to a Dave Spending account instantly or to a different debit card within an hour.

4
Pay it back later

You agree to a settlement date when you take the advance. We don’t charge interest or late fees, so settling up won’t come with surprises.

Tip to give back

You can leave an optional tip when you take an advance. A portion helps run ExtraCash™ and the rest goes to Feeding America. Dave members have helped donate over 163M meals to date.5

person grabbing food from a potluck

Remove extra stress with ExtraCash™

Get money that actually moves you forward—without interest, late fees, or hidden costs.¹

Got questions?

Our team’s got answers.

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Designed by Dave, not a bank. ©2024 Dave, Inc.

Evolve Bank & Trust, Member FDIC, provides all banking services and issues the Dave Debit Card, pursuant to a license from Mastercard®.

All trademarks and brand names belong to their respective owners and do not represent endorsements of any kind.

1Evolve Bank and Trust, Member FDIC, provides the ExtraCash account. Advances are subject to eligibility requirements, and are provided as an overdraft, which causes the ExtraCash account to have a negative balance. Express fees apply to instant transfers to a Dave Checking Account. Transfers to other accounts will take longer. The average approved advance is $160 (typically approved in 5 min), updated quarterly based on the prior 6 months. See the Dave ExtraCash™ Deposit Agreement and Disclosures for details.

2Based on internal data as of May 31, 2024.  

3Based on internal data as of March 28, 2024.

4Express fees to transfer an ExtraCash™ advance to a Dave Checking account are 3% (minimum $3) of your total advance amount, which is 40% less than the express fee of 5% (minimum $5) to transfer to an external debit card.

5As of January, 2024. Data is calculated as 10 meals per dollar donated to Feeding America by Dave, which is currently $0.10 for every percentage tipped.