Free yourself from hidden fees
You work too hard for your money to spend it on fees. That’s why we give you banking with no overdraft fees, no minimum deposits, and no hidden fees.
Finally, the power to say “no”
To unnecessary fees, that is. We believe that these no’s can give you the financial freedom for a lot more yes.
No overdraft fees
There’s no time for kicking people when they’re down. Ever. So when you choose Dave, count on no overdraft fees banks often charge.
No late fees
Everyone deserves another chance. If you can’t settle an ExtraCash™ advance on time, we won't ding you with interest or late fees.
No minimum balance fees
You don’t have to worry about keeping a certain amount of money in your Dave Spending account. Just fund it your way, on your own time.
No ATM fees at 38K+ MoneyPass ATMs
Dodging withdrawal fees is easier than you think. You can go fee-free at 38K+ MoneyPass® ATMs in 7-Eleven and other places near you.¹
Get full access to Dave for just $1 a month
A buck can go a long way. Our low monthly membership fee unlocks everything the app has to offer.
What you can do for $1
- Monitor your external account balances
- Get overdraft and low-balance notifications
- Find a Side Hustle
Tips are always optional
When you take an ExtraCash™ advance, you can leave a tip to say thanks. A portion helps Dave continue to offer advances without charging hefty interest—and the rest helps provide meals through Feeding America. (Members have helped donate 108M meals to date.2) Tipping is completely optional and won’t impact your advance eligibility or approval amount.
Get your money fee free
When it comes to transfer fees, you can get your ExtraCash™ advance in 2–3 business days fee free—or pay an express fee up to 5%.3
Got questions?
We've got answers.
Do I need a Dave membership to access Dave Spending?
How do I qualify for a Dave Spending account?
Do I need a social security number to use Dave?