Free yourself from hidden fees

You work too hard for your money to spend it on fees. That’s why we give you banking with no overdraft fees, no minimum deposits, and no hidden fees.

Finally, the power to say “no”

To unnecessary fees, that is. We believe that these no’s can give you the financial freedom for a lot more yes.

No overdraft fees

There’s no time for kicking people when they’re down. Ever. So when you choose Dave, count on no overdraft fees banks often charge.

No late fees

Everyone deserves another chance. If you can’t settle an ExtraCash™ advance on time, we won't ding you with interest or late fees.

No minimum balance fees

You don’t have to worry about keeping a certain amount of money in your Dave Spending account. Just fund it your way, on your own time.

No ATM fees at 40K+ MoneyPass ATMs

Dodging withdrawal fees is easier than you think. You can go fee-free at 40K+ MoneyPass® ATMs in 7-Eleven and other places near you.¹

Get full access to Dave for just $1 a month

A buck can go a long way. Our low monthly membership fee unlocks everything the app has to offer.

What you get for $1

  • ExtraCash™ advances up to $5002
  • Fee-free spending with Dave Spending account
  • A physical and digital Dave Debit Mastercard® 
  • Cash back offers with Dave Rewards
  • High-yield saving with the Goals account
  • Instant-pay Surveys and easy-apply Side Hustles
  • Automated budgeting tools

dave card on shirt

Tips are always optional

When you take an ExtraCash™ advance, you can leave a tip to say thanks. A portion helps Dave continue to offer advances without charging hefty interest—and the rest helps provide meals through Feeding America. (Members have helped donate 108M meals to date.4) Tipping is completely optional and won’t impact your advance eligibility or approval amount.

people at meal
Got questions?

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Get the banking app made for you

Designed by Dave, not a bank. ©2023 Dave, Inc.

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Evolve Bank & Trust, Member FDIC, provides all banking services and issues the Dave Debit Card, pursuant to a license from Mastercard®.

All trademarks and brand names belong to their respective owners and do not represent endorsements of any kind.

1You can withdraw money from your Goals account up to six times a month.

2Annual Percentage Yield (APY) is effective as of 08/01/2023. The rate is variable and may change at any time without prior notice, before or after the account is opened. No minimum deposit or minimum balance requirements. Fees could reduce earnings on the account.

3Rewards are not offered by Evolve Bank & Trust, but instead are offered and managed by Dave, Inc in partnership with Figg. 

453M meals have been donated by Dave via member tips as of May 2023. Data is calculated as 10 meals pledged per dollar donated. Dave donates $0.10 for every percentage tipped. $1 helps provide at least 10 meals secured by Feeding America on behalf of local member food banks.