Free yourself from hidden fees

You work too hard for your money to spend it on fees. That’s why we give you banking with no minimum balance fees or ATM fees.¹

Finally, the power to say “no”

To unnecessary fees, that is. We believe that these nos can give you the financial freedom for a lot more yes.

No late fees

Everyone deserves another chance. If you can’t settle your ExtraCash™ balance on time, we won't ding you with interest or late fees.2

No minimum balance fees

You don’t have to worry about keeping a certain amount of money in your Dave Checking account. Just fund it your way, on your own time.

No ATM fees at 40K+ MoneyPass ATMs

Dodging withdrawal fees is easier than you think. You can skip the fees at 40K+ MoneyPass® ATMs in 7-Eleven and other places near you.1

No minimum deposits

There aren’t initial deposit requirements to open a Dave Checking or Goals account. That means you can fund—and start earning interest—with as little as $1.

Get full access to Dave for a small fee

Our small monthly membership fee unlocks everything the app has to offer.

What you can do with your membership

  • Monitor your external account balances
  • Get overdraft and low-balance notifications
  • Find a Side Hustle

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Dave is not a bank. © 2025 Dave Operating LLC. All Rights Reserved.

Evolve Bank & Trust, Member FDIC or another partner bank provides deposit accounts and issues the Dave Debit Card under a license from Mastercard.®

All trademarks and brand names belong to their respective owners and do not represent endorsements of any kind.

1Out of network fees may apply. 

2Dave is not a bank. Banking services provided by Evolve Bank and Trust, Member FDIC, or another partner bank, which issues the Dave Debit Card through a license from Mastercard®. ExtraCash amounts range from $25-$500, typically approved in 5 min, with an overdraft fee equal to the greater of $5 or 5%. Multiple overdrafts may be required. Not all members qualify for ExtraCash and few qualify for $500. ExtraCash is repayable on demand. Must open an ExtraCash overdraft deposit account and Dave Checking account. Up to $5 monthly membership fee for ExtraCash, Income Opportunity Services, and Financial Management Services. Optional 1.5% fee for external debit card transfers.