Bank on top-tier security

Count on us to go above and beyond with our banking security practices. Here are some of the many ways we keep you and your money safe.

Join Dave

We’ve got your cash covered

Every account you open through Dave is backed and FDIC-insured up to $250K through Coastal Community Bank, or another partner bank. (That’s a fancy way of saying your money is protected from bank failure.) Conditions apply.1

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Trust in 24/7 fraud monitoring

Stay protected against fraud with enhanced account monitoring. Unusual activity, logins from unknown devices, suspicious charges—we watch out for all of it to ensure a secure online banking experience.

Control your cards from the app

Live transaction alerts help you stay aware of potential fraud. If you spot surprise charges, you can freeze, replace, or change the PIN on your Dave Debit Mastercard® in just a few taps.

Always have access to your cash

Your digital and physical Dave debit cards have different numbers. That means if you have to freeze your physical card because it’s lost or stolen, you can keep using your digital card without a hitch.

Get help from a team member

If anything happens to your account, you can chat with us in the app Monday–Sunday from 4 AM to 6 PM PT.

Get support
Got questions?

We’ve got answers.

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Dave is not a bank. © 2026 Dave Operating LLC. All Rights Reserved.

Banking services provided by Coastal Community Bank, Member FDIC, or another partner bank. The Dave Debit Card is issued under a license from Mastercard®.

All trademarks and brand names belong to their respective owners and do not represent endorsements of any kind.

1​​Deposit account funds are insured through Coastal Community Bank, Member FDIC, or another partner bank, on a pass-through basis up to $250,000. Conditions must be met to qualify for this insurance, which only protects against the failure of the bank where the account(s) is held. For more information regarding these conditions, see here.

^ExtraCash amounts range from $25-$500, typically authorized within 5 minutes, with an overdraft fee equal to the greater of $5 or 5%. Multiple overdrafts may be required. Not all members qualify for ExtraCash and few qualify for $500. ExtraCash is repayable on demand. Must open an ExtraCash overdraft deposit account and Dave Checking account. Up to $5 monthly membership fee for ExtraCash, Income Opportunity Services, and Financial Management Services. Optional 1.5% fee for external debit card transfers. See dave.com.