Get up to $500 in 5 min or less¹

Download the banking app designed to make finances easier—from taking ExtraCash™ advances to saving for your goals.

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Get cash instantly with Dave Checking¹

You could get an ExtraCash™ advance after you download Dave, connect a bank account, and transfer it to your Dave Checking account. Settle it later with no interest or late fees.

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We’ve helped 6M+ members take 97M+ advances

Dave Checking account

Spend on your terms with Dave Checking

Control how you spend, budget, and deposit money with the Dave Checking account. You can also get your paycheck up to 2 days early with direct deposit2, Round Up your purchases for savings, and earn interest.

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NEW

Goals account

Save more with 4.00% APY³

Own your savings journey with the Goals account. Add money at your pace and earn interest along the way with our high annual percentage yield (APY).

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Side Hustle

Find 1K+ ways to earn

If you’re short on cash, you’ve got options. Take Surveys that pay out instantly to your Dave Checking account. Or apply for jobs hassle-free through our Side Hustle board.

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Help and support

Have questions about your account? Our Member Success team’s got answers.

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No hidden fees

You work too hard to spend your money on minimum balance fees or ATM fees.4

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Security and fraud prevention

Every account is FDIC-insured up to $250K through our partner bank, Evolve Bank & Trust, Member FDIC. Conditions apply.5

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Dave is a technology company, not a bank. ©2024 Dave Operating LLC. All Rights Reserved.

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Evolve Bank & Trust, Member FDIC, provides deposit accounts and issues the Dave Debit Card through a license from Mastercard®.

All trademarks and brand names belong to their respective owners and do not represent endorsements of any kind.

1Deposit accounts are provided by a partner bank, which is FDIC insured, identified in the account agreement. The bank will determine overdraft eligibility considering factors such as your transaction and deposit history. Overdrafts cause the ExtraCash Account to have a negative balance, repaid under the account Balance Settlement feature, and may include service and/or express fees. See your Fee Schedule for details. Maximum single advance transfer amounts may apply. The average advance is $170 (updated quarterly based on the prior 6 months). See the Dave ExtraCash™ Deposit Agreement and Disclosures for details. Enrollment and initial qualification typically completed in 5 minutes.

2Early access to direct deposit funds depends on timing and availability of the payroll files sent from the payer. These funds can be available up to 2 business days in advance of the scheduled payment date.

3Rates accurate as of 10/1/2024. The interest rates and annual percentage yields (APY) are variable and may change at any time at our discretion. No minimum deposit or minimum balance requirements. Fees could reduce earnings on the account.

4Out of network fees may apply.

5​​Deposit account funds are insured through Evolve Bank & Trust, Member FDIC, on a pass-through basis up to $250,000. Conditions must be met to qualify for this insurance, which only protects against the failure of Evolve. For more information regarding these conditions, see here.