Up to $500 in 5 min or less¹

Download the banking app designed to make finances easier—from taking ExtraCash™ to saving for your Goal.

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Get cash instantly with Dave Checking¹

You could get ExtraCash™ after you download Dave, connect a bank account, open an ExtraCash™ account, and transfer it to a Dave Checking account. Settle it later with no interest or late fees.

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We’ve helped 4M+ members get ExtraCash™

Dave Checking account

Spend on your terms with Dave Checking

Control how you spend, budget, and deposit money with the Dave Checking account. You can also get your paycheck up to 2 days early with direct deposit2, Round Up your purchases for savings, and earn interest.

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NEW

Goals account

Save more with 4.00% APY³

Own your savings journey with the Goals account. Add money at your pace and earn interest along the way with our high annual percentage yield (APY).

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Side Hustle

Find 1K+ ways to earn

If you’re short on cash, you’ve got options. Take Surveys that pay out to your Dave Checking account. Or apply for jobs hassle-free through our Side Hustle board.

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3 stars
Help and support

Have questions about your account? Our Member Success team’s got answers.

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No hidden fees

You work too hard to spend your money on minimum balance fees or ATM fees.4

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Security and fraud prevention

Every account is FDIC-insured up to $250K through Evolve Bank & Trust, Member FDIC, or another partner bank. Conditions apply.5

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Dave is not a bank. © 2025 Dave Operating LLC. All Rights Reserved.

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Evolve Bank & Trust, Member FDIC or another partner bank provides deposit accounts and issues the Dave Debit Card under a license from Mastercard.®

All trademarks and brand names belong to their respective owners and do not represent endorsements of any kind.

^¹ExtraCash amounts range from $25-$500, typically approved within 5 minutes, with an overdraft fee equal to the greater of $5 or 5%. Multiple overdrafts may be required. Not all members qualify for ExtraCash and few qualify for $500. ExtraCash is repayable on demand. Must open an ExtraCash overdraft deposit account and Dave Checking account. Up to $5 monthly membership fee for ExtraCash, Income Opportunity Services, and Financial Management Services. Optional 1.5% fee for external debit card transfers. See dave.com.

2Early access to direct deposit funds depends on timing and availability of the payroll files sent from the payer. These funds can be available up to 2 business days in advance of the scheduled payment date.

3Rates accurate as of 10/1/2024. The interest rates and annual percentage yields (APY) are variable and may change at any time at our discretion. No minimum deposit or minimum balance requirements. Fees could reduce earnings on the account.

4ATM withdrawals are fee-free at 40k+ MoneyPass® ATMs. See moneypass.com/atm-locator.html to find locations in your area. Out of network fees may apply.

5​​Deposit account funds are insured through Evolve Bank & Trust, Member FDIC, or another partner bank, on a pass-through basis up to $250,000. Conditions must be met to qualify for this insurance, which only protects against the failure of the bank where the account(s) is held. For more information regarding these conditions, see here.