ExtraCash® account

Up to $500 in 5 min or less¹

You could get the money you need with no credit check, interest, or late fees. Just download the Dave app, securely link your bank, and open an ExtraCash account to get started.

Life happens. ExtraCash can help.

Rent, bills, gas, inflation—there are countless reasons why you might need interest-free money.

Person smiling and approved for $500 extra cash
How real members use ExtraCash

Millions of people take up to $500. Here are the top ways they use it.

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We’ve helped 6M+ members get ExtraCash

How it works
1
Sign up in minutes

See how much money you qualify for with no credit check.

2
Choose your amount

You have options when it comes to how much you take, up to $500.1 We aim for amounts you can pay back without setting you back.

3
Spend it instantly

You can transfer your ExtraCash to a Dave Checking account instantly or to a different debit card within an hour for a small fee.2

4
Pay it back later

You agree to a settlement date when you take your money. We don’t charge interest or late fees, so settling up won’t come with surprises.

Remove extra stress with ExtraCash

Get money that actually moves you forward—with no credit check, interest, or late fees.1

Got questions?

Our team’s got answers.

Get the financial
app made for you


Dave is not a bank. © 2026 Dave Operating LLC. All Rights Reserved.

Evolve Bank & Trust, Member FDIC or another partner bank provides deposit accounts and issues the Dave Debit Card under a license from Mastercard.®

All trademarks and brand names belong to their respective owners and do not represent endorsements of any kind.

^1ExtraCash amounts range from $25-$500, typically approved within 5 minutes, with an overdraft fee equal to the greater of $5 or 5%. Multiple overdrafts may be required. Not all members qualify for ExtraCash and few qualify for $500. ExtraCash is repayable on demand. Must open an ExtraCash overdraft deposit account and Dave Checking account. Up to $5 monthly membership fee for ExtraCash, Income Opportunity Services, and Financial Management Services. Optional 1.5% fee for external debit card transfers. See dave.com.

2Express fees apply to select instant transfers. See your fee schedule in-app.