ExtraCash™ account

Up to $500 in 5 minutes or less¹

You could get the money you need with no credit check, interest, or late fees. Just download the Dave app, securely link your bank, and open an ExtraCash™ account to get started.

Start now

Life happens. ExtraCash™ can help.

Rent, bills, gas, inflation—there are countless reasons why you might need interest-free money.

Person smiling and approved for $500 extra cash
How real members use ExtraCash

Millions of people take up to $500. Here’s how they say they use it.

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We’ve helped 4M+ members get ExtraCash™

How it works
1
Sign up in minutes

See how much money you qualify for with no credit check.

2
Choose your amount

You have options when it comes to how much you take. We aim for amounts you can pay back without setting you back.

3
Spend it instantly

You can transfer your ExtraCash™ to a Dave Checking account instantly or to a different debit card within an hour for a small fee.1

4
Pay it back later

You agree to a settlement date when you take your money. We don’t charge interest or late fees, so settling up won’t come with surprises.

Remove extra stress with ExtraCash™

Get money that actually moves you forward—with no credit check, interest, or late fees.1

Get started
Got questions?

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Dave is not a bank. © 2025 Dave Operating LLC. All Rights Reserved.

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Evolve Bank & Trust, Member FDIC or another partner bank provides deposit accounts and issues the Dave Debit Card under a license from Mastercard.®

All trademarks and brand names belong to their respective owners and do not represent endorsements of any kind.

1Dave is not a bank. Banking services provided by Evolve Bank and Trust, Member FDIC, or another partner bank, which issues the Dave Debit Card through a license from Mastercard®. ExtraCash amounts range from $25-$500, typically approved in 5 min, with an overdraft fee equal to the greater of $5 or 5%. Multiple overdrafts may be required. Not all members qualify for ExtraCash and few qualify for $500. ExtraCash is repayable on demand. Must open an ExtraCash overdraft deposit account and Dave Checking account. Up to $5 monthly membership fee for ExtraCash, Income Opportunity Services, and Financial Management Services. Optional 1.5% fee for external debit card transfers.