Dave is not a bank. © 2026 Dave Operating LLC. All Rights Reserved.
Banking services provided by Coastal Community Bank, Member FDIC, or another partner bank. The Dave Debit Card is issued under a license from Mastercard®.
All trademarks and brand names belong to their respective owners and do not represent endorsements of any kind.
Licenses: Dave Operating LLC, Nationwide Multistate Licensing System ("NMLS") ID 2675197. Address: 1265 S Cochran Ave, Los Angeles, CA 90019. No customer support available at HQ. Customer support details available on the website.
¹ExtraCash amounts range from $25-$500, typically authorized within 5 minutes, with an overdraft fee equal to the greater of $5 or 5%. Multiple overdrafts may be required. Not all members qualify for ExtraCash and few qualify for $500. ExtraCash is repayable on demand. Must open an ExtraCash overdraft deposit account and Dave Checking account. Up to $5 monthly membership fee for ExtraCash, Income Opportunity Services, and Financial Management Services. Optional 1.5% fee for external debit card transfers. See dave.com.
²Sourced from online reviews by actual Dave members.
³Deposit account funds are insured through Coastal Community Bank, Member FDIC, or another partner bank, on a pass-through basis up to $250,000. Conditions must be met to qualify for this insurance, which only protects against the failure of the bank where the account(s) is held. For more information regarding these conditions, see here.