Round Up your purchases

Spend on your terms with Dave Checking

Be in control of how you spend and manage your money.

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Choose how you pay

Every Checking account comes with a digital Dave Debit Mastercard® that you can use right away through Apple Pay® or Google Pay™. Want a card you can carry in your wallet? Request a physical card at any time.

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Get perks at no extra cost
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Stop waiting for payday with direct deposit

Get your paycheck up to 2 days early.1 It’s your money, we’re just helping you get it faster.

Goal Card
Access up to $500 instantly

Transfer your Extracash® to a Dave Checking account in seconds at no added cost.2

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Save while you spend with Round Up

Grow your savings by rounding up your Checking purchases. You set the Goal, we do the heavy lifting.

Rest easy with top-tier security

You hustle for your money, and we know you want to keep your hard-earned dollars safe. That’s why each Checking account is FDIC-insured up to $250K through Evolve Bank & Trust, Member FDIC, or another partner bank. Conditions apply.3

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Banking built for you

Open an account from your phone

Sign up for a Dave Checking account through the app in minutes. No bank branches, no lines.

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Stop paying ATM fees at places you shop

Go fee-free at 40K+ MoneyPass® ATMs in 7-Eleven and other spots near you.4

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Take the guesswork out of your budget

Always know how much you have left to spend after covering your bills with our smart budgeting feature.

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Free yourself from hidden fees

You work too hard for your money to spend it on minimum balance fees or account closing fees. With Dave Checking, you don’t have to pay them because we don’t have them.

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Give yourself options for adding cash

  • Direct deposit your paychecks
  • Make one-time or recurring transfers with ACH
  • Move money instantly from a debit card fee-free 
  • Add cash at Walgreens and 90K other stores5
  • Spend ExtraCash up to $500 instantly when you transfer to Dave Checking2

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Get Dave Checking

Better manage your money and get paid up to 2 days early.1

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Got questions?

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Dave is not a bank. © 2026 Dave Operating LLC. All Rights Reserved.

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Evolve Bank & Trust, Member FDIC or another partner bank provides deposit accounts and issues the Dave Debit Card under a license from Mastercard.®

All trademarks and brand names belong to their respective owners and do not represent endorsements of any kind.

1Early access to direct deposit funds depends on timing and availability of the payroll files sent from the payer. These funds can be available up to 2 business days in advance of the scheduled payment date.

2^ExtraCash amounts range from $25-$500, typically approved within 5 minutes, with an overdraft fee equal to the greater of $5 or 5%. Multiple overdrafts may be required. Not all members qualify for ExtraCash and few qualify for $500. ExtraCash is repayable on demand. Must open an ExtraCash overdraft deposit account and Dave Checking account. Up to $5 monthly membership fee for ExtraCash, Income Opportunity Services, and Financial Management Services. Optional 1.5% fee for external debit card transfers. See dave.com.

3Deposit account funds are insured through Evolve Bank & Trust, Member FDIC, or another partner bank, on a pass-through basis up to $250,000. Conditions must be met to qualify for this insurance, which only protects against the failure of the bank where the account(s) is held. For more information regarding these conditions, see here.

4ATM withdrawals are fee-free at 40k+ MoneyPass® ATMs. See moneypass.com/atm-locator.html to find locations in your area. Out of network fees may apply.

5Retail service fee up to $4.95 and limits may apply. Keep the receipt as proof of your transaction. Money will typically be available within 15 minutes. Service provided by Green Dot®. ©2025 Green Dot Corporation. All rights reserved. Green Dot Corporation NMLS #914924; Green Dot Bank NMLS #908739.