ExtraCash Account Fee Schedule
Last Updated January 27, 2026
| Fee Description | Fee Amount and Frequency |
|---|---|
Express/Instant Transfer Fee for transfer to a Dave Checking Account (push to debit card) | Free. |
Express Fee for transfer to an external bank debit card account (push to debit card) | 1.5% of the transferred amount per advance. |
ACH Transfer to External Bank Account | Free. |
Overdraft Fees (also referred to as “ExtraCash Fee” and “Service Fee” and “OD Service Fee”) | 5% of each overdraft amount ($5 minimum) |
Inactivity Fee | $5/month, charged where there are no deposits to, or withdrawals from, your Dave ExtraCash Account for twelve (12) months or more. |
Optional Express Fee will apply to all external debit card transfers from the ExtraCash Account. ExtraCash Account is offered by Coastal Community Bank, Member FDIC.