ExtraCash™ account

Get up to $500 in 5 minutes or less¹

Advance the money you need with no credit check or late fees. It takes only minutes to download the Dave app, securely link your bank, and send the money to a Dave Spending account.

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Life happens. ExtraCash™ can help.

Rent, bills, gas, inflation—there are countless reasons why you might need interest-free money.

Person smiling and approved for $500 extra cash
How real members use ExtraCash

Millions of people take up to $500. Here’s how they say they use it.

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We’ve helped 4M+ members get ExtraCash™

How it works
1
Sign up in minutes

See how much money you qualify for with no credit check.

2
Choose your amount

You have options when it comes to how much you take. We aim for amounts you can pay back without setting you back.

3
Spend it instantly

You can transfer your ExtraCash™ to a Dave Checking account instantly or to a different debit card within an hour for a small fee.1

4
Pay it back later

You agree to a settlement date when you take your money. We don’t charge interest or late fees, so settling up won’t come with surprises.

Tip to give back

You can leave an optional tip when you take an advance. A portion helps run ExtraCash™ and the rest goes to Feeding America. Dave members have helped donate over 163M meals to date.5

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Remove extra stress with ExtraCash™

Get money that actually moves you forward—without interest, late fees, or hidden costs.¹

Get started
Got questions?

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Dave is not a bank. © 2025 Dave Operating LLC. All Rights Reserved.

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Evolve Bank & Trust, Member FDIC or another partner bank provides deposit accounts and issues the Dave Debit Card under a license from Mastercard.®

All trademarks and brand names belong to their respective owners and do not represent endorsements of any kind.

1Dave is not a bank. Banking services provided by Evolve Bank and Trust, Member FDIC, or another partner bank, which issues the Dave Debit Card through a license from Mastercard®. ExtraCash amounts range from $25-$500, typically approved in 5 min, with an overdraft fee equal to the greater of $5 or 5%. Multiple overdrafts may be required. Not all members qualify for ExtraCash and few qualify for $500. ExtraCash is repayable on demand. Must open an ExtraCash overdraft deposit account and Dave Checking account. Up to $5 monthly membership fee for ExtraCash, Income Opportunity Services, and Financial Management Services. Optional 1.5% fee for external debit card transfers.